New Car Finance in Chesham

At HR Cars in Chesham, we offer competitive finance options for our range of used cars and crossovers. Tailored to meet your budget, our finance plans help you drive away in your ideal vehicle without the upfront cost. Visit us to explore flexible payment solutions designed for your convenience.

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Typical Representative Finance Example
Product
Hire Purchase
Cash Price
£16,490.00
Total Deposit
£1,649.00
Total Amount of Credit
£14,841.00
First Payment
£318.06
58 Monthly Payments
£318.06
Final Payment
£328.06
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£4,252.60
Total Amount Payable
£20,742.60
Annual Fixed Interest Rate
10.90%
Representative APR
10.90%
Product
Hire Purchase
Cash Price
£16,490.00
Total Deposit
£1,649.00
Total Amount of Credit
£14,841.00
First Payment
£318.06
58 Monthly Payments
£318.06
Final Payment
£328.06
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£4,252.60
Total Amount Payable
£20,742.60
Annual Fixed Interest Rate
10.90%
Representative APR
10.90%
Product
Hire Purchase
Cash Price
£16,490.00
Total Deposit
£1,649.00
Total Amount of Credit
£14,841.00
First Payment
£318.06
58 Monthly Payments
£318.06
Final Payment
£328.06
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£4,252.60
Total Amount Payable
£20,742.60
Annual Fixed Interest Rate
10.90%
Representative APR
10.90%

We offer a variety of finance options including Hire Purchase (HP), Personal Contract Purchase (PCP), and Lease Purchase. Our team can help tailor a finance package that suits your budget and lifestyle needs.

Yes, you can! We work with several lenders who specialise in providing finance for individuals with a range of credit histories. We encourage you to apply as we often find solutions for our customers with less than perfect credit scores.

The process is straightforward. First, choose the used car, crossover, or van that fits your needs from our extensive selection. Next, fill out our simple finance application form. Our finance team will then work with you to find the best finance option and guide you through every step of the approval process.

Typically, finance agreements may require an initial deposit. The amount can vary depending on the finance plan and the vehicle chosen. We also offer options that may not require an upfront deposit; our finance team can provide more details based on your specific circumstances.

Absolutely! We gladly accept part exchanges, and they can indeed be used as part or all of your deposit for your next car purchase. Just bring your current vehicle along for an appraisal, and we can discuss how it can be incorporated into your finance plan.

We aim to provide decisions as quickly as possible, often within a few hours. The exact time can vary depending on the complexity of your application and the time it takes for our lenders to respond. Rest assured, our team works diligently to ensure a swift and smooth process.