New Car Finance in Buckinghamshire

Looking to finance a new car in Buckinghamshire? At HR Cars, we offer competitive finance options tailored to your needs. Whether you're in Chesham, Amersham, or nearby, our flexible plans make driving away in your perfect car easier than ever. Visit us to explore your options and find your ideal vehicle today!

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Typical Representative Finance Example
Product
Hire Purchase
Cash Price
£16,490.00
Total Deposit
£1,649.00
Total Amount of Credit
£14,841.00
First Payment
£318.06
58 Monthly Payments
£318.06
Final Payment
£328.06
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£4,252.60
Total Amount Payable
£20,742.60
Annual Fixed Interest Rate
10.90%
Representative APR
10.90%
Product
Hire Purchase
Cash Price
£16,490.00
Total Deposit
£1,649.00
Total Amount of Credit
£14,841.00
First Payment
£318.06
58 Monthly Payments
£318.06
Final Payment
£328.06
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£4,252.60
Total Amount Payable
£20,742.60
Annual Fixed Interest Rate
10.90%
Representative APR
10.90%
Product
Hire Purchase
Cash Price
£16,490.00
Total Deposit
£1,649.00
Total Amount of Credit
£14,841.00
First Payment
£318.06
58 Monthly Payments
£318.06
Final Payment
£328.06
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£4,252.60
Total Amount Payable
£20,742.60
Annual Fixed Interest Rate
10.90%
Representative APR
10.90%

We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and preferences. Our team can provide detailed explanations and help you choose the best option for your needs.

Yes, you can! We work with several lenders who specialise in providing finance for individuals with a range of credit histories. We encourage you to apply as we often find solutions for our customers with less than perfect credit scores.

Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income. Our finance team will guide you through the specific requirements.

In most cases, we can provide a decision within 24 hours. Our streamlined process ensures that you can get a quick response so you can proceed with purchasing your chosen car.

Absolutely! We gladly accept part exchanges, and they can be used as a deposit towards your next car purchase. We'll assess your current vehicle and offer you a competitive trade-in value that can be put towards your finance agreement.

No, there are no specific restrictions on the cars you can purchase with finance from us. We offer a wide range of used cars, crossovers, and vans in Chesham and Buckinghamshire, and you can choose any vehicle that fits your budget and preferences.