New Car Finance in Berkhamsted

At HR Cars, we understand that financing a new car in Berkhamsted can be a breeze. Our tailored finance options are designed to fit your budget, ensuring you can drive away in your perfect car without the financial stress. Visit us to explore flexible payment plans and competitive rates right here in Buckinghamshire.

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Typical Representative Finance Example
Product
Hire Purchase
Cash Price
£16,490.00
Total Deposit
£1,649.00
Total Amount of Credit
£14,841.00
First Payment
£318.06
58 Monthly Payments
£318.06
Final Payment
£328.06
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£4,252.60
Total Amount Payable
£20,742.60
Annual Fixed Interest Rate
10.90%
Representative APR
10.90%
Product
Hire Purchase
Cash Price
£16,490.00
Total Deposit
£1,649.00
Total Amount of Credit
£14,841.00
First Payment
£318.06
58 Monthly Payments
£318.06
Final Payment
£328.06
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£4,252.60
Total Amount Payable
£20,742.60
Annual Fixed Interest Rate
10.90%
Representative APR
10.90%
Product
Hire Purchase
Cash Price
£16,490.00
Total Deposit
£1,649.00
Total Amount of Credit
£14,841.00
First Payment
£318.06
58 Monthly Payments
£318.06
Final Payment
£328.06
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£10.00
Interest Charges
£4,252.60
Total Amount Payable
£20,742.60
Annual Fixed Interest Rate
10.90%
Representative APR
10.90%

We offer a variety of finance options including Hire Purchase (HP), Personal Contract Purchase (PCP), and Lease Purchase. Our team can help tailor a finance package that suits your budget and lifestyle needs.

Yes, you can! We work with several lenders who specialise in providing finance for individuals with a range of credit histories. We encourage you to apply as we often find solutions for our customers with less than perfect credit.

The process is straightforward. First, choose the car, crossover, or van that best fits your needs from our selection. Then, fill out our simple finance application form online or at our dealership. We'll process your application and get back to you with the options available.

Approval times can vary, but typically, you can expect an answer within 24 to 48 hours after submitting your application.

Absolutely! We gladly accept part exchanges as a deposit. Just bring your current vehicle to our dealership, and we will evaluate it and apply its value towards your deposit.

No, there are no specific restrictions on the cars you can purchase with finance from us. We offer a wide range of used cars, crossovers, and vans to suit various needs and budgets.