New Car Finance in Amersham
At HR Cars, we understand that financing a new car can be a breeze. Located near Amersham, we offer competitive finance options tailored to meet your needs. Whether you're looking for low monthly payments or low-interest rates, our team is here to help you drive away in your perfect car without the financial stress.
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Typical Representative Finance Example
| Product Hire Purchase | Cash Price £16,490.00 |
| Total Deposit £1,649.00 | Total Amount of Credit £14,841.00 |
| First Payment £318.06 | 58 Monthly Payments £318.06 |
| Final Payment £328.06 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £10.00 |
| Interest Charges £4,252.60 | Total Amount Payable £20,742.60 |
| Annual Fixed Interest Rate 10.90% | Representative APR 10.90% |
| Product Hire Purchase | Cash Price £16,490.00 | Total Deposit £1,649.00 | Total Amount of Credit £14,841.00 | First Payment £318.06 |
| 58 Monthly Payments £318.06 | Final Payment £328.06 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £10.00 |
| Interest Charges £4,252.60 | Total Amount Payable £20,742.60 | Annual Fixed Interest Rate 10.90% | Representative APR 10.90% |
| Product Hire Purchase | Cash Price £16,490.00 | Total Deposit £1,649.00 | Total Amount of Credit £14,841.00 | First Payment £318.06 | 58 Monthly Payments £318.06 | Final Payment £328.06 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £10.00 | Interest Charges £4,252.60 | Total Amount Payable £20,742.60 | Annual Fixed Interest Rate 10.90% | Representative APR 10.90% |
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and preferences. Our team can provide detailed explanations and help you choose the best option for your needs.
Yes, you can! We work with several finance providers who specialise in offering solutions to customers with a range of credit histories. We encourage you to apply as we often have options available for those with less than perfect credit.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.
In most cases, we can provide a decision within 24 hours. Our process is designed to be quick and efficient to ensure you can drive away in your new car as soon as possible.
Absolutely! We gladly accept part exchanges, and they can be used as part or all of your deposit. Bring your current vehicle along for an appraisal, and we can discuss how it can help in your finance arrangement.
We offer finance options on a wide range of used cars and crossovers. The main restriction would be your credit approval and the terms set by the finance provider, but we strive to accommodate most customer choices within those parameters.
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